International Student Health Insurance in Canada

Why Choose

Focus on your future we've got your health cover

Many international students looking for quality education and a better future choose Canada for their studies. Canadian schools are among the best in the world, and Canada is a safe and secure country based on tolerance, diversity and non-discrimination!
In many provinces, educational institutions provide health insurance programs to international students. Some academic institutes will require students to register with their health insurance providers.

Unpredictable Health Challenges
High Healthcare Costs in Canada
Visa Requirement
Peace of Mind for Students and Families
Travel and Exploration

The international Students emergency medical plan covers some of the following benefits:

Hospitalization: semi-private room and, if necessary, in ICUs*.
Diagnostic services such as X-rays, MRIs, CAT scans, laboratory tests, sonograms, ultrasounds, and biopsies are subject to prior approval.
Prescriptions supply for a period stipulated in the Policy*.
Emergency Dental if the damage is due to an accidental blow to the face.
Licensed ground ambulance services or emergency air transportation to the nearest medical facility.
Maternity Coverage for complications related to pregnancy or childbirth.
Repatriation or transportation of remains to the country of your origin or cremation/burial at the place of death.
Coverage for accidental death & dismemberment, such as coverage for loss of life, limb, or sight.

To be eligible for coverage, you, on the effective date, must be:

The age must be between 15 days old and 65 years old.; and
The individual is not eligible to receive benefits from a government health insurance plan. and
Residing in Canada temporarily; and
One of the following:
- A student with proof of full-time admission in a recognized Canadian learning institution.; or
- A post-doctoral researcher studying in a recognized Canadian educational institution.; or
- The insured student's spouse or dependent child who resides with them full-time.; or
- The parent, legal guardian, teacher or chaperone of the insured student can also be covered under this plan.

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FAQs

Frequently Asked Questions

What is International Students Insurance?
International Students Insurance in Canada provides health coverage for students studying here. It ensures protection against unexpected medical expenses, offering peace of mind and support during the academic journey.

Why is International Students Insurance Important?
Having International student insurance is crucial for safeguarding the health and well-being of students studying in Canada. It provides coverage for medical emergencies, ensuring that students can access necessary healthcare services without worrying about high costs.

What Does International Students Insurance Cover?
International Students Insurance typically covers a range of medical services, including hospitalization, doctor visits, prescription medications, and emergency care. With comprehensive coverage, students can focus on their studies without worrying about medical expenses.

Is International Students Insurance a Requirement?
Yes, many Canadian educational institutions require international students to have health insurance as a condition of enrollment. It's mandatory to ensure students have access to healthcare services while studying in Canada.

Can International Students Use Public Healthcare in Canada?
While some provinces may provide limited healthcare coverage to international students, more is needed. International Students Insurance offers additional coverage, including services not covered by public healthcare, ensuring comprehensive protection.

Are Pre-Existing Conditions Covered?
Coverage for pre-existing conditions may vary among insurance providers. International students must review policy terms and understand the coverage details, including any exclusions related to pre-existing conditions.

How Long Can International Students Have Coverage?
International Student Insurance plans can cover students for the duration of their studies in Canada. Coverage can be extended as needed, providing continuous protection throughout the academic journey.

Can International Students Choose Their Healthcare Providers?
Many International Student Insurance plans offer flexibility in choosing healthcare providers. This ensures that students receive care from preferred doctors and specialists, enhancing the healthcare experience.

Can International Students Extend or Renew Their Insurance?
International students can often extend or renew their insurance coverage as needed. To avoid coverage gaps, it's important to initiate the extension or renewal process before the current policy expires.

How Do International Students Choose the Right Insurance Plan?
When choosing an International student insurance plan, students should consider coverage limits, deductible amounts, and premium costs. Comparing plans from reputable providers ensures students find the best fit for their healthcare needs.

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